This ’starting all over’ thing really sucks. I am trying to look at it in a positive light, but it is so hard. People go on and on about how what we lost was just ’stuff’, but I assure you, it is much more than that.
It is hard to set up any kind of budget without any real kind of income. I am just going to continue to do what I always did. It worked for us. What did NOT work, was that we did not put enough into savings. That will be different this time, for sure. Unforeseen medical issues can destroy you financially. If you had told me even 5 years ago that this is where we would be, I’d have scoffed. Live and learn and all that…
So, do any of you have any budgeting tips that you would care to share?? We had a pretty solid budget, but we did not clip coupons or anything like that. I do now! I am actually following Couponmom’s book. If I can save half of my grocery bill, that would be HUGE savings right there.
How do you save?
All you really can do is figure out how much goes out each month divide it by the number of weeks in the month and put that aside each week, then whats let is whats left. Trying to budget sucks but needs to be done. I find a good way to save is to buy in bulk lol! I go to three different places for groceries and ALWAYS buy my meats from a meat market in a package. Just the meat market alone saves me atleast 100 bucks a month. I have also given up the small things like honey dew every morning, that saves like 20 bucks a week.